--- title: "Easy — Lower fees. Faster payments. Real rewards." description: "Easy is the payment provider that lets you keep full control. Lower fees, instant access, and rewards on every dollar sitting in your account." url: https://www.itseasy.co/ markdown_url: https://www.itseasy.co/index.md site: Easy generated_at: 2026-08-27T05:10:38.823Z --- # Your money. Your rules. Finally. You're paying too much forStripe.PayPal.Chase.Square.Adyen.Shift4.Stripe. Easy is the payment provider that lets you keep full control. Lower fees, instant access, and rewards on every dollar sitting in your account. [Start selling today](https://app.itseasy.co/signup)[See how much you're overpaying](#savings) app.itseasy.co — overview Transaction Success Rate 98.9% +$3.20 vs last week Chargeback Rate 0.002% Below threshold Volume Distribution 83Transactions Visa$48,210 Mastercard$32,180 AMEX$14,420 Discover$5,910 Sales over time November Last 30 days +$15,423 Nov 25th NovDecJanFebMarApr CompletedPendingCanceled Transaction Count Visa 15 Mastercard 28 AMEX 20 Discover 12 010203040 Payment methods 4 active Card$58,210 ACH$22,041 RTP$11,830 Stable$4,210 Trusted by businesses who refuse to settle ![Solana](/brand/partners/solana.svg)![Chakra Labs](/brand/partners/chakra-labs.svg)![Helium](/brand/partners/helium.svg)![Near](/brand/partners/near.svg)![Marinade](/brand/partners/marinade.svg)![BitGo](/brand/partners/bitgo.svg)![Dfns](/brand/partners/dfns.svg)![Devolution Capital](/brand/partners/devolution-capital.svg)![GD1 Crypto](/brand/partners/gd1-crypto.avif)![Solana](/brand/partners/solana.svg)![Chakra Labs](/brand/partners/chakra-labs.svg)![Helium](/brand/partners/helium.svg)![Near](/brand/partners/near.svg)![Marinade](/brand/partners/marinade.svg)![BitGo](/brand/partners/bitgo.svg)![Dfns](/brand/partners/dfns.svg)![Devolution Capital](/brand/partners/devolution-capital.svg)![GD1 Crypto](/brand/partners/gd1-crypto.avif) Benefits ## Three ways Easy puts money back in your pocket Direct routing Self-custody ### Keep your money where it belongs Your funds go directly to accounts you own, not ours. We're the gateway, never the holder. Move your money in and out the moment you need it, because it's already yours. Idle balance +4.50% APY $184,221 Apr 24+$22.43 Apr 23+$22.41 Apr 22+$22.39 Cashback ### Get paid to hold your own cash Most processors earn interest on your float. We flip that. Idle balances earn cashback rewards you collect. Your idle cash finally works for you. Pricing 2.7% \+ $0.30 / txn ✓ Invoicing ✓ Subscriptions ✓ Analytics ✓ Premium support One rate ### One rate. Zero surprises. Other processors charge extra for invoicing, subscriptions, premium support, and analytics. One transparent rate gets you everything. New features are always being added. New fees aren't. [See how much you'll save ](#savings) Build ## Ship payments in an afternoon, not a quarter. Clean endpoints, predictable responses. Full API when you need control. SDKs when you want speed. No-code checkout when you just need to accept money today. PaymentForm.tsx ``` import { CardElement } from "@easylabs/react"; import { useRef } from "react"; function PaymentForm() { const cardRef = useRef(null); return (
); } ``` [Read the docs ](https://docs.itseasy.co) ## Automate payments your way without the markup. Self-custodial tools for every transaction. Savings calculator ## Turn your payments into a growth engine. Punch in your numbers — we'll show what changes versus your current processor. Idle balances earn cashback, and slower payout cadences earn implicit float, both of which subsidise your effective rate. Earning windowNext day InstantMonthly Annual fees StripeEasy Stripe 2.9% + $0.30 Effective4.40% $4,400 in fees 4.5% saved Easy 2.7% + $0.30 Effective4.20% $200 saved per year Annual volume $ Total payments processed yearly Avg transaction $ Average transaction amount Idle balance $ Earning cashback on idle balance Payment processor Stripe Advanced Refine your savings estimate Plan tier, channel mix, optional features Estimates are based on (1) a projected Automation Cashback Reward on your processing volume, (2) payment timing, (3) annual processing volume, (4) average transaction size, (5) idle balance, and (6) the channel mix and optional features set under Advanced. Actual savings vary with market conditions, processing patterns, and other factors. The Automation Cashback Reward is variable and may change at any time without notice. [Get started](https://app.itseasy.co/signup)[Talk through your numbers](https://meet.itseasy.co/talk-to-us/discovery-15?ref=calculator%5Fresult&utm%5Fsource=itseasy.co&utm%5Fmedium=cta&utm%5Fcampaign=talk-to-us) Get started ## Go live in three steps. Not three sprints. 01 ### Set up your account Select your business type, enter your EIN, add your business details. We verify everything automatically. We can approve most accounts in under 90 seconds. Business type LLC EIN 82-•••3091 Address Verified Bank account Connected KYC / AML Cleared Approved in 78s 02 ### Integrate our API or use no-code checkout Drop in our API, use one of our SDKs, or generate a no-code checkout. Most integrations take an afternoon or less. APIReact SDKNode SDKNo-code > npx @easylabs/init ✓ create-payment-form ✓ key generated · sk_live_••• ✓ webhook → /api/easy ✓ test event delivered 67ms ready to ship · 1 file changed 03 ### Collect payments, and keep more of them. Funds deposit directly. Cashback rewards begin the moment money hits your account. Live payments streaming $2,847.52 VISA•• 4011+$84.20 ACHBrex Treasury+$1,200.00 RTPMercury+$420.00 Frequently Asked ## Everything you want to know What payment methods are available? Easy currently supports Credit/Debit, ACH, RTP, Wire transfers, and stablecoin-based payment methods. What's the onboarding process like? Does Easy hold my funds? What does "self-custody" mean? Is Easy available in my country? Does Easy pay referral bonuses? How do cashback rewards work? How fast are payouts? What if I need help integrating? ## Your new payment solution starts here. Your simplest advantage. [Start saving today](https://app.itseasy.co/signup)[Talk to us](https://meet.itseasy.co/talk-to-us/discovery-15?ref=cta%5Fband&utm%5Fsource=itseasy.co&utm%5Fmedium=cta&utm%5Fcampaign=talk-to-us) --- See also: [llms.txt](https://www.itseasy.co/llms.txt) — index of all machine-readable pages.