Frequently Asked Questions

Easy is a self-custodial payment platform. Businesses can accept credit cards, ACH, digital wallets, and stablecoin payments from one dashboard. Easy never touches your money. You own your funds, and they stay in accounts you control.

Flat-rate pricing, next-day payouts, cashback on idle balances. Most accounts get approved in under 90 seconds.

It means your money is yours. Easy never holds, moves, or has access to your merchant funds. Your money sits in accounts you control, and Easy just processes payments into them.

With Stripe or Square, the processor holds your funds and releases them on their schedule. With Easy, there's no middleman sitting on your cash.

The US and Canada right now. We support USD transactions and are expanding to more markets soon.

Under 90 seconds for most merchants. We use automated KYB (Know Your Business) verification, so you can start accepting payments almost immediately.

2.7% + $0.30 per transaction for all credit and debit cards, online and in-person. Amex is 3.0% + $0.30. No monthly fees, no setup fees, no surprises.

Nope. Flat-rate pricing, no monthly minimums, no PCI compliance fees, no statement fees. What you see is what you pay.

Easy is 2.7% + $0.30 vs. Stripe's 2.9% + $0.30 for online cards. That 0.2% saves you $200/month on $100K in volume ($2,400/year). Plus Easy gives you cashback on idle balances, which Stripe doesn't.

Credit and debit cards (Visa, Mastercard, Amex, Discover), ACH, RTP, wire transfers, Apple Pay, Google Pay, and stablecoins. Everything lives in one dashboard.

Payments made with digital currencies pegged to the US dollar, like USDC. They settle faster than cards, cost less to process, and there are no chargebacks.

With Easy, you can accept stablecoins right alongside card and ACH payments from the same dashboard.

Yep. You can create subscription plans, manage billing cycles, and handle upgrades or cancellations right from the dashboard.

Both. Online via payment links, hosted checkout, or API. In-person through supported payment devices. Same flat rate either way.

Next-day as standard, with instant payouts available. Most processors hold your money for 2-7 business days. Since Easy is self-custodial, your funds hit your account much faster.

Your processed funds go directly into accounts you own and control. Easy moves the money but never holds it. No waiting around for a processor to release your funds on their timeline.

Yes, fully. We use Basis Theory for card tokenization, so sensitive card data never touches your servers or ours. Cards are tokenized at the point of entry and everything runs through PCI DSS Level 1 certified infrastructure.

Card data is tokenized through Basis Theory and never stored on our servers. All traffic is encrypted. Payment endpoints are rate-limited, payment sessions are single-use with a 5-minute window, and every payment page has strict Content Security Policy headers.

Yes. RESTful API plus official SDKs for React, React Native, and Node.js (the @easylabs packages). Covers payments, webhooks, and merchant management. Full docs are in the developer portal.

Install the SDK for your platform, grab your API keys from the dashboard, and start processing payments. Most devs get a basic integration running in under an hour.

You earn cashback on idle balances in your merchant account. With most processors, your money just sits there doing nothing while they hold it. With Easy, your balance works for you even between transactions.

They accrue on your balance automatically. No opt-in, no minimum balance. Cashback gets credited to your account on a regular basis.